Keep it together with Keystone

Financial security for you, your family, or your business.


Like the keystone that holds an archway together, personal insurance helps you hold your family or business together in a crisis.

If life doesn’t go to plan and your health is impacted, you’ll want to have the right solutions in place to hold everything together, financially. At Keystone, we draw from decades of industry experience to help you make the best personal insurance choices for you and your family.

When you talk to us, you won’t be subjected to a hard sell. You’ll be given all the information and assistance you need to make your own decisions, in your own time. It’s genuine no-pressure financial advice, helping you design a “plan B” that gives you peace of mind when you need it most.


Keystone - for unbiased advice

We deal with New Zealand’s leading life and health insurers and have access to a wide range of products, but we don’t favour any single brand or work for a bank. Our promise is to offer you only the products that are the best match for your needs and your budget.

It’s not about insurance; it’s about you

Everyone is unique, and everyone’s needs are different. That’s why our focus is not on what kind of insurance you want; it’s on what you want to achieve in life. By sharing your financial goals with Keystone, you can be sure you’ll receive a tailored solution that’s just right for you.


Are you over-insured?

Have you ever wondered whether you have too much insurance? Or if your existing policies provide the right kind of cover? By having your needs reviewed by Keystone, you can be sure you’ll only be offered the types of insurance you actually need, at the appropriate cover value, making sure you only spend what’s necessary.

The importance of disclosure

When you apply for any kind of insurance, it’s vital to tell the truth about anything that might affect the acceptance of your cover, even if it seems insignificant. Failure to disclose something relevant could result in a claim not being paid. Make sure your insurance is there for you when you need it by being upfront when you apply.

How much do you need to keep it together?

An effective backup plan means knowing how you’ll hold your finances together during these five possible events.

1. You need medical diagnosis or treatment

Don’t let cost prevent you from accessing specialist testing and private medical care. Avoid public healthcare waiting lists and take control of your treatment choices.

2. You can’t work because of illness or injury

Ensure that you can pay your household bills, accommodation costs, KiwiSaver contributions, and maintain your standard of living until you recover.

3. You’ve suffered a major health event

Avoid financial worries at a stressful time. Keep your finances together and get the best of care, giving yourself the best chance of recovery.


Repay debt, set up your financial future, and make necessary changes to your home that will improve the quality of your life.

5. You’ve suffered a terminal illness or passed away

Have peace of mind knowing that your family will be able to clear debt, cover funeral costs, put aside money for education, and set themselves up for a sound financial future.

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And get started creating your personal Plan B

Name *

Meet Keith Styles

Founder of Keystone Financial Solutions


Introducing Keith

Keith’s passion is to help you live your future and to achieve your goals with the confidence and peace of mind that, should the unexpected happen, you’ll have the plan B in place to keep everything together.

Keith has dealt with Life and Health insurance since 1988 in a variety of managerial and corporate roles. When you talk to Keith, you get the benefit of his vast industry experience to help you decide exactly which insurance solutions are right for you, your family or your business.

Keith believes wholeheartedly that planning for your future shouldn’t be about buying products and accepting one-size fits all solutions. It should be about what you want to achieve, what you want to protect, and what you want to pay. His pressure-free, relaxed and personal approach will help you design a plan B that supports your lifestyle and fits your budget.

Keith’s personalised service doesn’t end there. He’s always on hand to help you review your cover as life changes, and to support you through any claims you need to make.

Get in touch

Do you have a plan B in place? Or do you worry that your current insurance isn’t properly tailored to your needs or your budget? If you want to ensure that you’ll be able to keep it together when the unexpected happens, then give Keith a call to receive obligation-free, no-pressure, expert advice.

Phone: 09 271 1011
Mobile: 027 539 7877

Postal Address: PO Box 64481, Botany, Auckland 2163