Financial security for you, your family, or your business.
If life doesn’t go to plan and your health is impacted, you’ll want to have the right solutions in place to hold everything together, financially. At Keystone, we draw from decades of industry experience to help you make the best personal insurance choices for you and your family.
When you talk to us, you won’t be subjected to a hard sell. You’ll be given all the information and assistance you need to make your own decisions, in your own time. It’s genuine no-pressure financial advice, helping you design a “plan B” that gives you peace of mind when you need it most.
We deal with New Zealand’s leading life and health insurers and have access to a wide range of products, but we don’t favour any single brand or work for a bank. Our promise is to offer you only the products that are the best match for your needs and your budget.
Everyone is unique, and everyone’s needs are different. That’s why our focus is not on what kind of insurance you want; it’s on what you want to achieve in life. By sharing your financial goals with Keystone, you can be sure you’ll receive a tailored solution that’s just right for you.
Have you ever wondered whether you have too much insurance? Or if your existing policies provide the right kind of cover? By having your needs reviewed by Keystone, you can be sure you’ll only be offered the types of insurance you actually need, at the appropriate cover value, making sure you only spend what’s necessary.
When you apply for any kind of insurance, it’s vital to tell the truth about anything that might affect the acceptance of your cover, even if it seems insignificant. Failure to disclose something relevant could result in a claim not being paid. Make sure your insurance is there for you when you need it by being upfront when you apply.
Meet and get to know you:
We make a time to meet either in person, via zoom or by phone.
Understand your situation:
At our first meeting we will gather some information about you and your situation. We want to gain an understanding of your potential areas of financial concern, should the unexpected happen to your health.
Analyse and research:
We then conduct research, to then prepare recommendations for you. These recommendations will identify the ideal Insurance provider and package of insurances for your financial situation and future needs.
Report back:
We then meet again to present the recommendations to you and to help you select insurance that will fit your budget.
Implement:
Once you have decided on the insurances to put in place, we assist you with completion of application forms and putting the insurance in place.
Ongoing service:
Once your new policy is in place, we then provide an ongoing service to you. We make contact every year to ensure your insurance remains relevant and fit-for-purpose. And we are here to take an active role in helping you, should you need to claim on your policy (hopefully that wont be needed).
Insurance Providers:
We use an extensive range of Insurance providers and identify the best fit for your situation.
The providers to select from include:
AIA Life
Asteron
Cigna
Fidelity Life
Partners Life
NIB Health
Southern Cross
Vero (for house, car and contents insurance)
Keystone Financial Solutions Limited (FSP706131) holds a license issued by the and is regulated by the Financial Markets Authority to provide financial advice.
Privacy - Keystone Financial Solutions Limited fully complies with the Privacy Act 2020
Don’t let cost prevent you from accessing specialist testing and private medical care. Avoid public healthcare waiting lists and take control of your treatment choices.
Ensure that you can pay your household bills, accommodation costs, KiwiSaver contributions, and maintain your standard of living until you recover.
Avoid financial worries at a stressful time. Keep your finances together and get the best of care, giving yourself the best chance of recovery.
Repay debt, set up your financial future, and make necessary changes to your home that will improve the quality of your life.
Have peace of mind knowing that your family will be able to clear debt, cover funeral costs, put aside money for education, and set themselves up for a sound financial future.
Download our free E-Book
And get started creating your personal Plan B
Keith’s passion is to help you live your future and to achieve your goals with the confidence and peace of mind that, should the unexpected happen, you’ll have the financial Plan B in place to keep everything together.
Keith has dealt with Life and Health Insurance since 1988. Following an extensive corporate career, Keith is an Insurance Advice specialist and when you talk to him, you get the benefit of his considerable industry experience to help you decide exactly which insurance solutions are right for you, your family or your business.
Keith believes wholeheartedly that planning for your future shouldn’t be about buying products and accepting one-size fits all solutions. It should be about what you want to achieve, what you want to protect, and what you want to pay. His pressure-free, relaxed and personal approach will help you design a financial Plan B, that supports your lifestyle and fits your budget.
Keith’s personalised service doesn’t end there. He’s always on hand to help you review your cover as life changes, and to support you through any claims you need to make.
Keith Styles is a highly professional individual, who has efficiently assisted me with the process of finding the right insurance protection for my budget and needs. I have had fantastic results in a short period of time and I highly recommend him to all.
Monique McGregor
Keith has looked after my personal protection plan and I’d highly recommend him for his services. He considered my needs, my budget and my future with simple yet informative explanations along the way, to ensure I understood and was able to make informed decisions. Keith provided excellent advice and went into bat to get the best deal for me. Thanks Keith!!
Holly (young professional)
Moving to a new country can be an overwhelming experience. As new residents in NZ we were beyond blessed to come across Keith and Keystone Financial. In short time he guided my wife and I to all our insurance needs, including: home, life, and auto. Thank you Keith for your dedicated service and personalized attention. We look forward to continuing to work with you for years to come.
Steve (new to New Zealand)
I have nothing but praise for Keith. He has a very professional manner. He was open and honest with all his dealings and always made us feel that we were getting a better deal which we did. Thanks again Keith!
Please keep doing what you do and the manner in which you do it! I felt so at ease.
Reighlene Johnson
Keith was a pleasure to deal with from day 1. His professionalism through the process was the selling factor. He is very knowledgeable of his products and offered us the best bang for buck! Thanks Keith for your awesome service and hope we can do business again in the future. Cheers!
Rodwinn Johnson
I have been lucky enough to work with Keith in different roles for over 10 years. Keith would be one of the most professional and courteous people you will come across.
He has the great ability to understand client requirements and provides outstanding Insurance advice. That's why Taylor and I have chosen him to be our Insurance Adviser.
We would have no hesitation in recommending Keith to any of our friends or colleagues.
Marc & Taylor
Auckland
Dealing with Keith so easy. He is not pushing us to get an insurance that is not applicable for us. He ask ilus what we are looking for and he worked hard finding what is best for us. He also gave us advice specially that we are not that knowledgeable when it comes to this matter. I would definitely recommend Keith to my friends and family.
Jan
IKeith and his team are absolutely lovely to deal with. They are very knowledgeable and take into consideration your personal situation and recommend insurance based on this rather than the most expensive.
We trust Keith 100% and would highly recommend him to anyone else looking for an insurance broker. He also remembers kids birthdays which is a huge plus :-)
Karena Lines
Keith helped us every step of the way and went above and beyond to assist us with our insurance needs. He helped us feel confident about our cover and found the best fit for our needs.
Erica Blake
Keith is a huge help. He ensures that his clients are well informed before making big decisions and keeps them updated along the journey.
Additionally, he is friendly and patient, taking the time to answer any questions/concerns, and when dealing with him you don't feel like just another number in the queue. I would definitely recommend Keith to anyone who is looking to get insured but doesn't quite know where to get started.
Chad Miller
Right from the beginning Keith was great to deal with. All of the different insurances were new and a bit mind-boggling to us and he explained everything we needed to know in an easy to understand way. He assured we established insurance we were comfortable with and that met our needs without ever making us feel pressured. Thanks again for your guidance and help.
Anna Colby
Do you have a plan B in place? Or do you worry that your current insurance isn’t properly tailored to your needs or your budget? If you want to ensure that you’ll be able to keep it together when the unexpected happens, then give Keith a call to receive obligation-free, no-pressure, expert advice.
Phone: 09 271 1011
Mobile: 027 539 7877
Email: keith@keystonefinancial.co.nz
Postal Address: PO Box 54054, The Marina, Auckland 2144
Physical Address: 1/52 Hattaway Ave, Bucklands Beach, Auckland 2012
